Increase Chances Of Success With FINRA SIE Exam Dumps
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FINRA Securities Industry Essentials Exam (SIE) Sample Questions (Q38-Q43):
NEW QUESTION # 38
Which of the following activities engaged in by a registered person is considered a private securities transaction?
- A. Working for an insurance company selling term life insurance policies
- B. Investing personal money in shares of a listed security in a brokerage account
- C. Soliciting donations to a charity
- D. Helping a friend raise money for a startup company they founded
Answer: D
Explanation:
A private securities transaction involves the sale of securities outside the scope of a registered representative's employment with their member firm. Such transactions must be disclosed to and approved by the firm under FINRA Rule 3280.
* B is correctbecause raising money for a startup involves the sale of securities and must be reported as a private securities transaction.
* Ais incorrect because soliciting charitable donations does not involve securities.
* Cis incorrect because selling term life insurance policies is not a securities transaction.
* Dis incorrect because investing personal money does not involve soliciting or selling securities to others.
NEW QUESTION # 39
An investor sells shares of a closed-end fund at the market. Which of the following responses best describes the net proceeds to be received?
- A. Net asset value (NAV)
- B. NAV less any redemption fee
- C. Bid price less any commission
- D. Public offering price (POP) less any redemption fee
Answer: C
Explanation:
Step by Step Explanation:
* Closed-End Funds: Trade on exchanges like stocks, and the investor receives the bid price (market price) minus any applicable commissions.
* Incorrect Options:
* A & B: NAV applies to open-end mutual funds, not closed-end funds.
* D: POP applies to initial sales of mutual fund shares.
:
SEC Guidance on Closed-End Funds: SEC Closed-End Funds.
NEW QUESTION # 40
A customer purchases 100 shares of stock on Thursday, August 2. This transaction must settle regular way no later than:
- A. Monday, August 6
- B. Friday, August 3
- C. Wednesday, August 8
- D. Tuesday, August 7
Answer: A
Explanation:
Step by Step Explanation:
* Regular-Way Settlement: For equity securities, settlement occurs on a T+2 basis, meaning two business days after the trade date.
* Calculation:
* Trade Date (T): Thursday, August 2.
* T+2 Settlement: Excludes weekends, so settlement falls on Monday, August 6.
* Incorrect Options:
* A: Reflects T+1, not the correct settlement cycle.
* C & D: Extend beyond the standard T+2 cycle.
:
FINRA and SEC Settlement Rules: SEC Settlement Rules.
NEW QUESTION # 41
An investor purchases a Sep 30 XYZ call for a premium of 5. What will the investor pay for this option?
- A. $500
- B. $30
- C. $5
- D. $3,000
Answer: A
Explanation:
The correct answer is C, $500. In options trading, the quoted premium is given on a per-share basis, but each standard options contract represents 100 shares of the underlying stock.
Step 1: Identify the premium. The premium is quoted as 5, which means $5 per share.
Step 2: Determine the contract size. One standard equity option contract controls 100 shares.
Step 3: Calculate the total cost.
$5 × 100 shares = $500 total premium paid
This means the investor must pay $500 to purchase the call option.
Choice A ($5) is incorrect because it reflects only the per-share premium, not the total contract cost. Choice B ($30) incorrectly uses the strike price (30), which is unrelated to the premium paid. Choice D ($3,000) incorrectly multiplies the strike price by 100, which represents the exercise value, not the premium.
For the SIE exam, it is essential to remember that all listed equity options are quoted per share but traded in contracts of 100 shares, so always multiply the premium by 100 to find the total cost.
Thus, the correct total payment is $500, making answer C correct.
NEW QUESTION # 42
The civil penalty for an individual who is convicted of an insider trading violation is permitted to be an amount up to how many times the profit gained or loss avoided?
- A. 3 times
- B. 6 times
- C. 10 times
- D. 1 time
Answer: A
Explanation:
Under the Insider Trading and Securities Fraud Enforcement Act of 1988, the SEC may impose acivil penalty of up to three timesthe profit gained or loss avoided (referred to as "treble damages") on individuals found guilty of insider trading.
* B is correctbecause treble damages equal three times the profit or avoided loss.
* Ais incorrect because the penalty is not limited to one time the profit.
* CandDare incorrect because the penalty is capped at three times, not six or ten times.
NEW QUESTION # 43
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